Exploring Extended Coverage for Unexpected Repair Costs

Exploring Extended Coverage for Unexpected Repair Costs

The importance of foundation repair services in maintaining the structural integrity and value of residential properties.

Understanding the risks and unexpected costs associated with foundation repairs.


Foundation repairs can be an unwelcome surprise for any homeowner. Water pooling around a home signals the need for drainage and foundation repair foundation repair expert service porch. The risks and unexpected costs associated with them can quickly turn a simple maintenance issue into a financial nightmare. To truly understand these risks, it's essential to explore the various factors that contribute to the complexity and cost of foundation repairs, as well as the importance of extended coverage options.

Firstly, it's crucial to recognize that foundation issues often go unnoticed until they become severe. Minor cracks can escalate into significant structural problems over time if left unaddressed-leading to costly repairs that involve excavation, lifting, and stabilization. These processes require specialized equipment and skilled labor, which can drive up prices significantly.

Secondly-the extent-and cost-of foundation repairs can vary widely depending on several factors such as soil conditions surrounding properties; regional weather patterns leading towards shifting foundations due heavy rainfall followed by drought periods; even poor initial construction quality being discovered after years later causing sudden damages without warning signs earlier visible during regular maintanance checks . There are multiple risks associated including environmental hazards especially toxic mold growth resulting from water intrusion through foundation cracks poses health risks requiring immediate intervention adding further expenses beyond repair costs alone . All these elements combine making accurate predictions difficult leading towards facing sudden financial burden which might not be anticipated earlier . This uncertainty highlights why having extended coverage becomes essential providing financial cushion against unexpected expenses arising out from such situations . Extended coverages typically include thorough inspections alongside preventive measures reducing likelihood occurrences hence saving long term expenditures . Moreover , many policies offer assistance covering temporary relocation costs during extensive repair works ensuring minimal disruption everyday life activities while maintaining peace mind homeowners facing stressful times already . Therefore , investing time understanding different types extended coverage available market comparing options selecting suitable plan tailored specific needs becomes vital step towards safeguarding investment biggest asset ie home itself . In conclusion , comprehend risks involved alongside exploring extended coverage plans enables better preparation handling unexpected foundation repair costs ensuring financial stability long run .

The concept of extended coverage and its relevance to foundation repair services.


In the world of homeownership, few things are as unsettling as the thought of foundation problems. The foundation is, after all, the very base upon which our homes sit, and any issues with it can have serious implications for the rest of the structure. This is where the concept of extended coverage comes into play, offering a financial safety net for homeowners facing unexpected repair costs.

Extended coverage, often referred to as an extended warranty or service plan, goes beyond standard homeowner's insurance to cover repairs typically excluded in basic policies. In the context of foundation repair services, this can be a lifesaver. Foundation issues can arise from various factors such as soil settlement, water damage, or even natural disasters. These problems are usually not covered by standard insurance plans, leaving homeowners to foot the bill for often exorbitant repair costs.

The relevance of extended coverage in foundation repair services is multifold. Firstly, it provides financial protection against high repair costs. Foundation repairs can range from minor cracks to significant structural issues requiring extensive work and expense. Without extended coverage, these costs can quickly become overwhelming. Secondly, it offers peace of mind. Homeowners can rest easy knowing that they have a backup plan in case something goes wrong with their home's foundation.

Moreover, extended coverage can also increase the resale value of a property. Potential buyers are often more inclined to purchase a home with an active warranty or service plan, as it signals that the current owner has taken good care of the property. It also alleviates potential buyers' fears about unexpected repair costs post-purchase.

However, it's essential to understand what exactly your extended coverage entails. Different providers offer varying levels of protection and benefits. Some may cover preventative maintenance, while others might only cover specific types of damage or repairs up to a certain amount. Therefore, it's crucial to thoroughly read and understand your policy to avoid any surprises down the line.

In conclusion, investing in extended coverage for foundation repair services can be incredibly beneficial for homeowners looking to protect their investment and avoid unexpected financial burdens. It serves as a proactive approach to managing potential foundation issues and ensures that homeowners have support when they need it most.

Key components typically included in extended coverage plans for foundation repairs.


When exploring extended coverage for unexpected repair costs, especially for foundation repairs, it's crucial to understand the key components typically included in these plans. Foundation repairs can be extraordinarily expensive and are often not covered by standard homeowners insurance policies. This is where extended coverage plans come into play, offering a financial safety net for homeowners.

One of the primary components of these plans is coverage for structural damage. This includes issues like cracks in foundation walls, settling or sinking foundations, and bowing or leaning walls. These problems can compromise the integrity of the entire house, making them critical to address promptly. Extended coverage ensures that homeowners aren't left with an enormous bill for these essential repairs.. Another important aspect is coverage for water damage related issues caused by foundation problems .This includes leaks caused by cracks , moisture intrusion leading mold growth . Some plans may also include grading or landscaping corrections if these issues contribute water pooling around foundation causing damage . Plans may offer reimbursement for temporary living expenses if repairs render home temporarily unlivable . Underground plumbing failures due faulty foundations leading leaks sometimes included depending plan features .. Finally ,many extended coverage plans provide access professional assessments regular inspections ensuring early detection prevention potential foundation problems .. However ,its essential review specific policy details since coverage limitations exclusions vary provider basis .. In conclusion ,while extended coverage plans come added cost ,they offer valuable peace mind protecting homeowners financial devastation unexpected foundation repair costs . Investing time research right plan tailored specific needs means safeguarding both home financial future ..Proactive approach extended coverage allows homeowners address foundational issues timely manner preserving overall value safety their property . When considering extended coverage options careful evaluation individual circumstances crucial determine optimal balance between cost comprehensive protection ..

Benefits of having extended coverage for homeowners facing foundation issues.


When it comes to owning a home, few things are as unsettling as discovering foundation issues. These problems can be incredibly costly and complex to repair - Often cost estimators predict foundation repairs range widely - cost million dollars depends upon severity - thus presenting homeowners facing foundation issues with financial challenges. This is where having extended coverage becomes invaluable.

Extended coverage for homeowners insurance can be a lifeline during such stressful times. Standard homeowners insurance policies often fall short covering foundation repairs - typically exclude settlings wear tear & poor construction - leading policyholders bear bulk expense themselves . Extended coverage ensures owners safety net , cushion financial blow . Here several benefits : - Peace Mind : Know foundation repairs covered reduces anxiety stress . Homeowners reassured financial burden mitigated . Financial Protection : Foundation repairs expensive extended coverage prevents costs spiraling wreck havoc family finances . Resale Value Maintained : Address foundation issues prompt timeline preserv property value marketability . Quality Repairs : Extended coverage policies require professional contractors repairs thus guarantee quality works standard practices followed . Prevention Future Issues : Early intervention extended coverage prevent minor problems escal severe ones requiring cost extensive repairs . Enhanced Policy Customization : Extend policy tailored specific requirements properties geographical areas adding endorsements riders accommodates owner priorities . Indeed extended coverage investment securities stability property futures preserv asset values safeguards investment owners pockets . Ultimately , provides pragmatic solution proactive maintenance solid foundation literally figuratively ! Therefore , opt extended coverage mechanism shield protect owners foundation issues wise comprehensive preparation strategy ! - Subject Expertise Required Before Purchased Coverage Consult Professional Guarantee Policy Meets Requirements Needs Prior Committing Insurance Plan !!!!!! . Thus concludes discussion exploration benefits extended coverage unexpected repair costs !!!!!!!!!!!!!……………….End Discussion…………………….!!!!!!!!!!!!!!!.............!!!!!.........!!!!......!!!.................................!!!!!!!!!!!!!!!!.....End Session.........................................................Adieu !!/////////////////////.///././././././.-.-.-.-.-.-.-.-.-///////*///////////////**////////////***/////////////////////////( /////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////////…………………….}}}}}}}}}}}}})))))))))))).,,.,.,.,.,.,.,.,.,,.%^&^*(*&^%$#@#$%^&^*&^%$#@#$%^&^*(&^%$#@#$%^&^*(*

Real-life scenarios where extended coverage has proven advantageous for unexpected repair costs.


In the realm of vehicle ownership, unexpected repair costs can often throw a wrench into even the most carefully planned budgets. This is where extended coverage, often referred to as an extended warranty, comes into play. Unlike standard manufacturer warranties that typically last for a set period or mileage, extended coverage offers a safety net for a longer duration, providing peace of mind and financial protection against unforeseen mechanical breakdown costs associated car ownership brings along its way.. Let' s explore some real life scenarios where extended coverage has proven advantageous : . Imagine driving along peacefully when suddenly ,your check engine light flickers ominously ..Upon taking Your vehicle gets towed due engine failure ..at garage ,you receive jaw dropping repair bill amounting thousands dollars ..With extended coverage plan , however ,most cost would likely absorbed saving huge chunk money otherwise spent out pocket During another instance perhaps transmission fails right after manufacturer warranty expires leaving stuck between paying enormous sum fix issue yourself vs simply utilizing benefits offered through foresight having purchased extended protection earlier Lastly consider scenario electronic components malfunction causing series issues ranging navigation system glitches air conditioning blowing hot air midst summer heatwave ;without extended coverage ,you d find yourself shelling considerable cash resolve each problem individually Instead these incidents covered under comprehensive plan ensuring minimal disruption daily life alongside preventing potential financial strain Such scenarios highlight value investing extended coverage especially used cars older models lacking original warranties Moreover ,even newer vehicles may benefit added protection particularly those driven frequently long distances racking miles quickly thereby increasing likelihood wear tear related issues arising sooner later In essence ,extended coverage serves shield against fiscal surprises stemming from inevitable mechanical troubles arising throughout lifespan automobile Purchasing such plan enables drivers maintain smooth sailing journey free constant worry potential exorbitant expenses lurking around corner awaiting opportune moment strike Investing thoughtfully selected extended coverage today might just save headache heartache tomorrow .

Factors to consider when choosing an extended coverage plan for foundation repairs.


When it comes to protecting your home, one of the most critical aspects to consider is the foundation. Foundation repairs can be unexpected and often come with a hefty price tag. This is where extended coverage plans come into play. Here are some essential factors to consider when choosing an extended coverage plan for foundation repairs:

**1. Coverage Scope:**
The first thing to look at is what exactly the plan covers. Some plans may only cover specific types of foundation issues, such as cracks or settlement problems, while others might offer comprehensive coverage. Ensure the plan covers the most common foundation issues relevant to your area and home type.

**2. Deductible Amount:**
Check the deductible amount you'll need to pay before the coverage kicks in. A lower deductible means you'll pay less out of pocket initially, but it might come with higher premiums. Weigh the deductible against your budget and potential repair costs to find a balance that works for you.

**3. Premium Costs:**
Consider the annual or monthly premium costs of the plan. While a higher premium might mean more comprehensive coverage, it's essential to ensure it fits within your budget. Compare different plans to see which offers the best value for your money.

**4. Claim Limits:**
Look at the claim limits-both per occurrence and annually. Some plans might have caps on how much they will pay out, which could leave you with significant out-of-pocket expenses if the damage is extensive. Make sure the limits are reasonable and adequate for potential repair costs.

**5. Service Response Time:**
Foundation issues can escalate quickly, so timely intervention is crucial. Check how quickly the provider can respond to claims and initiate repairs. A fast response time can prevent further damage and save you additional costs down the line.

**6. Provider Reputation:**
The reputation of the provider matters significantly. Look for reviews and testimonials from other homeowners who have used their services. A reliable provider will have a history of timely payments and high-quality service delivery, giving you peace of mind during stressful times.

**7.** **Plan Exclusions:** Understand what is not covered by the plan as well as what is covered under your policy .Exclusions can vary widely between providers, so it's important to know what scenarios are not covered to avoid any surprises later on . Common exclusions might include damage from natural disasters or pre-existing conditions that were known before purchasing the plan.. It's crucial to read through these exclusions carefully before making a decision..Whether its flood , earthquake or soil related issues take time in understanding these exclusions clearly..This is especially important if you live in an area prone to specific types of foundation problems..It might be worth considering additional coverage options if needed based on your area's common issues.. Finally , ask questions where ever you have doubts..Ask what happens if you sell your house before plan ends ,what happens if you miss a payment etc..These type questions will help you understand your policy better..

**8.** **Additional Benefits:** Some extended coverage plans come with added perks such as regular inspections , access to network providers who may offer discounted rates on repair services etc..Evaluate



 

Code Violation: This fire-rated concrete block wall is penetrated by cable trays and electrical cables. The hole should be firestopped to restore the fire-resistance rating of the wall. Instead, it is filled with flammable polyurethane foam.

A building code (also building control or building regulations) is a set of rules that specify the standards for construction objects such as buildings and non-building structures. Buildings must conform to the code to obtain planning permission, usually from a local council. The main purpose of building codes is to protect public health, safety and general welfare as they relate to the construction and occupancy of buildings and structures — for example, the building codes in many countries require engineers to consider the effects of soil liquefaction in the design of new buildings.[1] The building code becomes law of a particular jurisdiction when formally enacted by the appropriate governmental or private authority.[2]

Building codes are generally intended to be applied by architects, engineers, interior designers, constructors and regulators but are also used for various purposes by safety inspectors, environmental scientists, real estate developers, subcontractors, manufacturers of building products and materials, insurance companies, facility managers, tenants, and others. Codes regulate the design and construction of structures where adopted into law.

Examples of building codes began in ancient times.[3] In the USA the main codes are the International Building Code or International Residential Code [IBC/IRC], electrical codes and plumbing, mechanical codes. Fifty states and the District of Columbia have adopted the I-Codes at the state or jurisdictional level.[4] In Canada, national model codes are published by the National Research Council of Canada.[5] In the United Kingdom, compliance with Building Regulations is monitored by building control bodies, either Approved Inspectors or Local Authority Building Control departments. Building Control regularisation charges apply in case work is undertaken which should have had been inspected at the time of the work if this was not done.[6]

Types

[edit]

The practice of developing, approving, and enforcing building codes varies considerably among nations. In some countries building codes are developed by the government agencies or quasi-governmental standards organizations and then enforced across the country by the central government. Such codes are known as the national building codes (in a sense they enjoy a mandatory nationwide application).

In other countries, where the power of regulating construction and fire safety is vested in local authorities, a system of model building codes is used. Model building codes have no legal status unless adopted or adapted by an authority having jurisdiction. The developers of model codes urge public authorities to reference model codes in their laws, ordinances, regulations, and administrative orders. When referenced in any of these legal instruments, a particular model code becomes law. This practice is known as 'adoption by reference'. When an adopting authority decides to delete, add, or revise any portions of the model code adopted, it is usually required by the model code developer to follow a formal adoption procedure in which those modifications can be documented for legal purposes.

There are instances when some local jurisdictions choose to develop their own building codes. At some point in time all major cities in the United States had their own building codes. However, due to ever increasing complexity and cost of developing building regulations, virtually all municipalities in the country have chosen to adopt model codes instead. For example, in 2008 New York City abandoned its proprietary 1968 New York City Building Code in favor of a customized version of the International Building Code.[7] The City of Chicago remains the only municipality in America that continues to use a building code the city developed on its own as part of the Municipal Code of Chicago.

In Europe, the Eurocode: Basis of structural design, is a pan-European building code that has superseded the older national building codes. Each country now has National Annexes to localize the contents of the Eurocodes.

Similarly, in India, each municipality and urban development authority has its own building code, which is mandatory for all construction within their jurisdiction. All these local building codes are variants of a National Building Code,[8] which serves as model code proving guidelines for regulating building construction activity.

Scope

[edit]

The purpose of building codes is to provide minimum standards for safety, health, and general welfare including structural integrity, mechanical integrity (including sanitation, water supply, light, and ventilation), means of egress, fire prevention and control, and energy conservation.[9][10] Building codes generally include:

  • Standards for structure, placement, size, usage, wall assemblies, fenestration size/locations, egress rules, size/location of rooms, foundations, floor assemblies, roof structures/assemblies, energy efficiency, stairs and halls, mechanical, electrical, plumbing, site drainage & storage, appliance, lighting, fixtures standards, occupancy rules, and swimming pool regulations
  • Rules regarding parking and traffic impact
  • Fire code rules to minimize the risk of a fire and to ensure safe evacuation in the event of such an emergency[citation needed]
  • Requirements for earthquake (seismic code), hurricane, flood, and tsunami resistance, especially in disaster prone areas or for very large buildings where a failure would be catastrophic[citation needed]
  • Requirements for specific building uses (for example, storage of flammable substances, or housing a large number of people)
  • Energy provisions and consumption
  • Grandfather clauses: Unless the building is being renovated, the building code usually does not apply to existing buildings.
  • Specifications on components
  • Allowable installation methodologies
  • Minimum and maximum room ceiling heights, exit sizes and location
  • Qualification of individuals or corporations doing the work
  • For high structures, anti-collision markers for the benefit of aircraft

Building codes are generally separate from zoning ordinances, but exterior restrictions (such as setbacks) may fall into either category.

Designers use building code standards out of substantial reference books during design. Building departments review plans submitted to them before construction, issue permits [or not] and inspectors verify compliance to these standards at the site during construction.

There are often additional codes or sections of the same building code that have more specific requirements that apply to dwellings or places of business and special construction objects such as canopies, signs, pedestrian walkways, parking lots, and radio and television antennas.

Criticism

[edit]

Building codes have been criticized for contributing to housing crisis and increasing the cost of new housing to some extent, including through conflicting code between different administrators.[11] Proposed improvements include regular review and cost-benefit analysis of building codes,[12] promotion of low-cost construction materials and building codes suitable to mass production,[11] reducing bureaucracy, and promoting transparency.[13]

History

[edit]

Antiquity

[edit]

Building codes have a long history. The earliest known written building code is included in the Code of Hammurabi,[3] which dates from circa 1772 BC.

The book of Deuteronomy in the Hebrew Bible stipulated that parapets must be constructed on all houses to prevent people from falling off.[14]

In the Chinese book of rites it mentions that ancestral temples and houses should be a certain standard length in ancient China they measured land in the chu or well field system so it was important to be precise though most of the actual lengths are lost or obscure.[15][16]

In ancient Japan a certain official destroyed a courtiers house because the size was above his rank.[17]

Modern era

[edit]

France

[edit]

In Paris, under the reconstruction of much of the city under the Second Empire (1852–70), great blocks of apartments were erected[18] and the height of buildings was limited by law to five or six stories at most.

United Kingdom

[edit]

After the Great Fire of London in 1666, which had been able to spread so rapidly through the densely built timber housing of the city, the Rebuilding of London Act 1666 was passed in the same year as the first significant building regulation.[19] Drawn up by Sir Matthew Hale, the act regulated the rebuilding of the city, required housing to have some fire resistance capacity and authorised the City of London Corporation to reopen and widen roads.[20] The Laws of the Indies were passed in the 1680s by the Spanish Crown to regulate the urban planning for colonies throughout Spain's worldwide imperial possessions.

The first systematic national building standard was established with the Metropolitan Buildings Act 1844. Among the provisions, builders were required to give the district surveyor two days' notice before building, regulations regarding the thickness of walls, height of rooms, the materials used in repairs, the dividing of existing buildings and the placing and design of chimneys, fireplaces and drains were to be enforced and streets had to be built to minimum requirements.[21]

The Metropolitan Buildings Office was formed to regulate the construction and use of buildings throughout London. Surveyors were empowered to enforce building regulations, which sought to improve the standard of houses and business premises, and to regulate activities that might threaten public health. In 1855 the assets, powers and responsibilities of the office passed to the Metropolitan Board of Works.

United States

[edit]

The City of Baltimore passed its first building code in 1891.[22] The Great Baltimore Fire occurred in February 1904. Subsequent changes were made that matched other cities.[23] In 1904, a Handbook of the Baltimore City Building Laws was published. It served as the building code for four years. Very soon, a formal building code was drafted and eventually adopted in 1908.

The structural failure of the tank that caused the Great Molasses Flood of 1919 prompted the Boston Building Department to require engineering and architectural calculations be filed and signed. U.S. cities and states soon began requiring sign-off by registered professional engineers for the plans of major buildings.[24]

More recently, the 2015 Berkeley balcony collapse has prompted updates to California's balcony building codes, set for 2025, which include stricter material requirements, enhanced load-bearing standards, and mandatory inspections which known as SB326 and SB721.[25]These laws mandate regular inspections every six years for multifamily buildings. Property owners and HOAs are required to address any structural or waterproofing issues identified during inspections to ensure compliance and safety. Failure to comply can result in fines, increased liability, and legal consequences. The updates aim to prevent tragedies like the Berkeley collapse, which was caused by dry rot and structural failure, by ensuring the long-term safety and durability of elevated structures.[26]

Energy codes
[edit]

The current energy codes[clarification needed] of the United States are adopted at the state and municipal levels and are based on the International Energy Conservation Code (IECC). Previously, they were based on the Model Energy Code (MEC). As of March 2017, the following residential codes have been partially or fully adopted by states:[27]

  • 2015 IECC or equivalent (California, Illinois, Maryland, Massachusetts, Michigan, Pennsylvania, New Jersey, New York, Vermont, Washington)
  • 2012 IECC or equivalent (Alabama, Connecticut, Delaware, District of Columbia, Florida, Iowa, Minnesota, Nevada, Rhode Island, Texas)
  • 2009 IECC or equivalent (Arkansas, Georgia, Idaho, Indiana, Kentucky, Louisiana, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin)
  • 2006 IECC or equivalent (Utah)
  • 2006 IECC or no statewide code (Alaska, Arizona, Colorado, Kansas, Maine, Mississippi, Missouri, North Dakota, South Dakota, Wyoming)

Australia

[edit]

Australia uses the National Construction Code.

See also

[edit]
  • Building officials
  • Construction law
  • Earthquake-resistant structures
  • Energy Efficiency and Conservation Block Grants
  • Outline of construction
  • Seismic code
  • Uniform Mechanical Code
  • Variance (land use) – permission to vary zoning and sometimes building to code

References

[edit]
  1. ^ CEN (2004). EN1998-5:2004 Eurocode 8: Design of structures for earthquake resistance, part 5: Foundations, retaining structures and geotechnical aspects. Brussels: European Committee for Standardization.
  2. ^ Ching, Francis D. K.; Winkel, Steven R. (22 March 2016). Building Codes Illustrated: A Guide to Understanding the 2015 International Building Code. John Wiley & Sons. ISBN 978-1-119-15095-4.
  3. ^ a b "Hammurabi's Code of Laws". eawc.evansville.edu. Archived from the original on 9 May 2008. Retrieved 24 May 2008.
  4. ^ "About ICC". www.iccsafe.org. Retrieved 8 December 2013.
  5. ^ Canada, Government of Canada. National Research Council. "Codes Canada - National Research Council Canada". www.nrc-cnrc.gc.ca. Retrieved 1 April 2018.
  6. ^ Northampton Borough Council, Building Control - regularisation charges www.northampton.gov.uk Archived 11 May 2021 at the Wayback Machine, accessed 15 March 2021
  7. ^ NYC Construction Codes www.nyc.gov Archived 2 July 2006 at the Wayback Machine
  8. ^ National Building Code www.bis.org.in
  9. ^ Hageman, Jack M., and Brian E. P. Beeston. Contractor's guide to the building code. 6th ed. Carlsbad, CA: Craftsman Book Co., 2008. 10. Print.
  10. ^ Wexler, Harry J., and Richard Peck. Housing and local government: a research guide for policy makers and planners. Lexington, Mass. u.a.: Lexington Books, 1974. 53. Print.
  11. ^ a b Listokin, David; Hattis, David B. (2005). "Building Codes and Housing". Cityscape. 8 (1). US Department of Housing and Urban Development: 21–67. ISSN 1936-007X. JSTOR 20868571. Retrieved 25 July 2024.
  12. ^ Nwadike, Amarachukwu Nnadozie; Wilkinson, Suzanne (3 February 2022). "Why amending building codes? An investigation of the benefits of regular building code amendment in New Zealand". International Journal of Building Pathology and Adaptation. 40 (1): 76–100. doi:10.1108/IJBPA-08-2020-0068. ISSN 2398-4708.
  13. ^ Nwadike, Amarachukwu; Wilkinson, Suzanne (2021). "Promoting Performance-Based Building Code Compliance in New Zealand". Journal of Performance of Constructed Facilities. 35 (4). doi:10.1061/(ASCE)CF.1943-5509.0001603. ISSN 0887-3828.
  14. ^ Deuteronomy 22:8
  15. ^ Confucius (29 August 2016). Delphi Collected Works of Confucius - Four Books and Five Classics of Confucianism (Illustrated). Delphi Classics. ISBN 978-1-78656-052-0.
  16. ^ Mencius (28 October 2004). Mencius. Penguin UK. ISBN 978-0-14-190268-5.
  17. ^ Shonagon, Sei (30 November 2006). The Pillow Book. Penguin UK. ISBN 978-0-14-190694-2.
  18. ^ New International Encyclopedia
  19. ^ 'Charles II, 1666: An Act for rebuilding the City of London.', Statutes of the Realm: volume 5: 1628–80 (1819), pp. 603–12. URL: british-history.ac.uk, date accessed: 8 March 2007.
  20. ^ 'Book 1, Ch. 15: From the Fire to the death of Charles II', A New History of London: Including Westminster and Southwark (1773), pp. 230–55. URL: http://www.british-history.ac.uk/report.asp?compid=46732. Date accessed: 7 March 2007.
  21. ^ "A Brief History of Building Regulations". www.npt.gov.uk.
  22. ^ Baltimore (Md.) (1891). Ordinances and Resolutions of the Mayor and City Council of Baltimore ... – via books.google.com.
  23. ^ Baltimore: The Building of an American City, Sherry H. Olson, Published 1997, Johns Hopkins University Press, Baltimore (Md.), ISBN 0-8018-5640-X, p. 248.
  24. ^ Puleo, Stephen (2004). Dark Tide: The Great Boston Molasses Flood of 1919. Beacon Press. ISBN 0-8070-5021-0.
  25. ^ "SB 721- CHAPTERED". leginfo.legislature.ca.gov. Retrieved 15 January 2025.
  26. ^ gh, amir (18 December 2024). "California Balcony Building Code Updates 2025 - DrBalcony". Retrieved 15 January 2025.cite web: CS1 maint: url-status (link)
  27. ^ "Residential Code Status | The Building Codes Assistance Project". bcapcodes.org. 12 November 2015. Retrieved 11 September 2018.
[edit]
  • IAPMO Website
  • IAPMO Codes Website

 

 

Hoffman Estates is located in Illinois
Hoffman Estates
Hoffman Estates
 
Hoffman Estates is located in the United States
Hoffman Estates
Hoffman Estates
 
Hoffman Estates, Illinois
Village
Hoffman Estates scenery
Hoffman Estates scenery
Flag of Hoffman Estates, Illinois
Official seal of Hoffman Estates, Illinois
Motto: 
"Growing to Greatness"
Location of Hoffman Estates in Cook County, Illinois
Location of Hoffman Estates in Cook County, Illinois
Hoffman Estates is located in Chicago metropolitan area
Hoffman Estates
Hoffman Estates
 

Coordinates: 42°03′50″N 88°08′49″W / 42.06389°N 88.14694°W / 42.06389; -88.14694CountryUnited StatesStateIllinoisCountiesCookTownshipsSchaumburg, Palatine, Hanover, BarringtonIncorporated1959 (village)Government

 

 • MayorWilliam D. McLeod[citation needed] • Village ManagerEric J. Palm[citation needed]Area

[1]
 • Total

21.25 sq mi (55.03 km2) • Land21.07 sq mi (54.56 km2) • Water0.18 sq mi (0.47 km2)  0.86%Elevation

[2]

824 ft (251 m)Population

 (2020)
 • Total

52,530 • Density2,493.71/sq mi (962.82/km2)Zip Code

60169, 60010, 60192

Area code(s)847 / 224FIPS code17-35411GNIS feature ID2398519[2]Websitewww.hoffmanestates.org

Hoffman Estates is a village in Cook County, Illinois, United States. It is a suburb of Chicago. Per the 2020 census, the population was 52,530.[3]

The village previously served as the headquarters for Sears and is one of the American headquarters for Mori Seiki. Now Arena, home of the Windy City Bulls of the NBA G League is part of the village. Between 2006 and 2009, the village hosted the Heartland International Tattoo, one of the largest music and dance festivals of its kind in the Midwest.

History

[edit]
Sunderlage Farm Smokehouse[4](National Register of Historic Places) in Hoffman Estates

Prior to the 1940s, German settlers moved into the area west of Roselle Road and north of Golf Road, then known as Wildcat Grove. The area was sparsely populated until farmers purchased land in the area in the 1940s.

In 1954, Sam and Jack Hoffman, owners of a father-son owned construction company, bought 160 acres of land in the area.[5] The pair constructed homes and began the development of the region which now bears their name. As residents moved in, they voted to incorporate the area, and the Village of Hoffman Estates was incorporated on September 23, 1959.[6][5][7] In 1973, six former town officials, including mayors Edward F. Pinger (1959−1965) and Roy L. Jenkins (1965−1969) were indicted on bribery and tax charges.[8]

Once the Northwest Tollway opened, Schaumburg Township became more attractive to Chicago commuters. In the early 1960s, land annexations north of the tollway and in other neighboring regions more than doubled Hoffman Estates' land area.[9]

The opening of the Woodfield Mall in Schaumburg to the east in 1971 made the area a major business center. An attempt to change the name of the village to East Barrington, among other names, was made in the early 1980s but failed upon a residential vote.[10]

In the 1990s, the Prairie Stone Business Park began development. This 750-acre (3.0 km2) planned multi-purpose business park[11] is bounded by Illinois Route 59 on the east, Interstate 90 on the south, Illinois Route 72 on the north, and Beverly Road on the west. The business park came to fruition in 1993 when Sears, Roebuck and Company relocated from the Sears Tower in Chicago to a sprawling headquarters in the northwest part of Prairie Stone.[12][11] That was followed in by Indramat and Quest International, which in 1995 also opened facilities in the park.[13][14][15] Throughout the 1990s, a health and wellness center and child care facility were developed, as well as other smaller office buildings, and a branch of Northern Illinois University. Development of the business park is still ongoing, and recent additions in the 2000s include the 11,000-seat Now Arena; office buildings for Serta, WT Engineering, I-CAR, and Mary Kay; a Cabela's outdoor outfitters store; a 295-room Marriott hotel; and the 400,000-square-foot (37,000 m2) Poplar Creek Crossing Retail Center, which is anchored by Target and numerous other big-box retailers. Future development will include further office buildings and retail development, Sun Island Hotel and Water Park, an amphitheater, and restaurants.

In 2011, the Village of Hoffman Estates took over ownership of the Now Arena.[16] On June 23, 2020, the Village of Hoffman Estates approved an $11.5 million deal to rename the Sears Centre Arena to the "NOW Arena".[17]

In the fall of 2016, papers and artifacts from President Barack Obama's administration began to arrive in town, where they are being stored in a building on Golf Road. The site is their temporary home while construction takes place on the Barack Obama Presidential Center in Jackson Park, Chicago, and is not open to the public.[18]

In January 2020, the Centers for Disease Control and Prevention (CDC) confirmed the second U.S. case of COVID-19 in a Hoffman Estates resident. The patient, a woman in her 60s returning from Wuhan, China, was treated at St. Alexius Medical Center.[19] Her husband was later infected in the first case of human-to-human transmission of the SARS-CoV-2 virus in the United States.[20]

Geography

[edit]

According to the 2021 census gazetteer files, Hoffman Estates has a total area of 21.25 square miles (55.04 km2), of which 21.07 square miles (54.57 km2) (or 99.15%) is land and 0.18 square miles (0.47 km2) (or 0.85%) is water.[21]

Demographics

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Historical population
Census Pop. Note
1960 8,296  
1970 22,238   168.1%
1980 37,272   67.6%
1990 46,363   24.4%
2000 49,495   6.8%
2010 51,895   4.8%
2020 52,530   1.2%
U.S. Decennial Census[22]
2010[23] 2020[24]
Hoffman Estates village, Illinois – Racial and ethnic composition
Note: the US Census treats Hispanic/Latino as an ethnic category. This table excludes Latinos from the racial categories and assigns them to a separate category. Hispanics/Latinos may be of any race.
Race / Ethnicity (NH = Non-Hispanic) Pop 2000[25] Pop 2010[23] Pop 2020[24] % 2000 % 2010 % 2020
White alone (NH) 33,789 29,357 26,014 68.27% 56.57% 49.52%
Black or African American alone (NH) 2,141 2,393 2,472 4.33% 4.61% 4.71%
Native American or Alaska Native alone (NH) 54 60 69 0.11% 0.12% 0.13%
Asian alone (NH) 7,429 11,701 13,733 15.01% 22.55% 26.14%
Pacific Islander alone (NH) 10 4 2 0.02% 0.01% 0.00%
Other race alone (NH) 73 70 183 0.15% 0.13% 0.35%
Mixed race or Multiracial (NH) 801 1,013 1,579 1.62% 1.95% 3.01%
Hispanic or Latino (any race) 5,198 7,297 8,478 10.50% 14.06% 16.14%
Total 49,495 51,895 52,350 100.00% 100.00% 100.00%

As of the 2020 census[26] there were 52,530 people, 18,110 households, and 14,048 families residing in the village. The population density was 2,472.58 inhabitants per square mile (954.67/km2). There were 19,160 housing units at an average density of 901.86 per square mile (348.21/km2). The racial makeup of the village was 52.08% White, 26.26% Asian, 4.87% African American, 0.60% Native American, 0.02% Pacific Islander, 7.51% from other races, and 8.68% from two or more races. Hispanic or Latino of any race were 16.14% of the population.

There were 18,110 households, out of which 36.3% had children under the age of 18 living with them, 61.71% were married couples living together, 11.97% had a female householder with no husband present, and 22.43% were non-families. 18.07% of all households were made up of individuals, and 5.43% had someone living alone who was 65 years of age or older. The average household size was 3.16 and the average family size was 2.77.

The village's age distribution consisted of 23.1% under the age of 18, 7.3% from 18 to 24, 27.7% from 25 to 44, 28.3% from 45 to 64, and 13.5% who were 65 years of age or older. The median age was 38.2 years. For every 100 females, there were 97.6 males. For every 100 females age 18 and over, there were 96.4 males.

The median income for a household in the village was $92,423, and the median income for a family was $103,641. Males had a median income of $56,210 versus $42,288 for females. The per capita income for the village was $40,016. About 3.3% of families and 4.3% of the population were below the poverty line, including 4.9% of those under age 18 and 3.5% of those age 65 or over.

Economy

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Employers

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Many Japanese companies have their U.S. headquarters in Hoffman Estates and Schaumburg[27] but the largest employers in Hoffman Estates as of 2023[28] are:

No. Employer No. of employees
1 St. Alexius Medical Center 2,500
2 Siemens Medical Systems 400
3 Claire's[29] 400
4 Village of Hoffman Estates 370
5 FANUC America[30] 350
6 Vistex 350
7 Leopardo Companies, Inc. 300
8 Wells Fargo 300
9 The Salvation Army 270
10 Tate & Lyle 220

Education

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The village is served by several public school districts. The majority of residents who live in Schaumburg Township attend:

  • Township High School District 211 (9–12)[31]
  • Community Consolidated School District 54 (K–8)[32]

North Hoffman Estates (north of I-90) residents are served by:

  • Township High School District 211
  • Community Consolidated School District 15 (K–8)[33] (East of Huntington Blvd)
  • Barrington School District 220 (K–12) (Unit District) (West of Huntington Blvd).[34]

Residents west of Barrington Road primarily attend Unit School District, Elgin Area U46.

High schools

[edit]

Schools located in the Hoffman Estates village limits:

  • Hoffman Estates High School
  • James B. Conant High School

Other high schools in the same township high school district:

  • Schaumburg High School
  • William Fremd High School
  • Palatine High School

Community college

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Most of the village is served by Harper College Community College District 512.

Miscellaneous education

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The Xilin Northwest Chinese School (simplified Chinese: 希林西北中文学校; traditional Chinese: 希林西北中文學校; pinyin: XÄ«lín XÄ«bÄ›i Zhōngwén Xuéxiào) holds its classes at Conant High School in Hoffman Estates.[35] It serves grades preschool through 12.[36] The school predominately serves mainland Chinese families. In 2003 the school held its classes in Palatine High School in Palatine. In 2000 the school had served around 300 students. This figure increased almost by 100%, to almost 600 students. This made it one of the largest of the Chinese schools in the Chicago area.[37]

Library

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  • Barrington Area Library
  • Schaumburg Township District Library
  • Gail Borden Public Library District
  • Palatine Township Library

Sister city

[edit]

Hoffman Estates has one sister city:[38]

  • Angoulême, Charente, Nouvelle-Aquitaine, France

Transportation

[edit]

Pace provides bus service on multiple routes connecting Hoffman Estates to Elgin, Rosemont, and other destinations.[39]

Notable people

[edit]
  • Tammy Duckworth, U.S. Senator from Illinois (2016–present)[40]
  • Rob Valentino (b. 1985), former soccer player who is an assistant coach for Atlanta United[41]
  • William Beckett, lead singer of the band The Academy Is...

Notes

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  1. ^ "2020 U.S. Gazetteer Files". United States Census Bureau. Retrieved March 15, 2022.
  2. ^ a b U.S. Geological Survey Geographic Names Information System: Hoffman Estates, Illinois
  3. ^ "Hoffman Estates village, Illinois". United States Census Bureau. Retrieved April 15, 2022.
  4. ^ "The Sunderlage Smokehouse: Hoffman Eestates' National Register Landmark". History of Schaumburg Township: A Blog of the Schaumburg Township District Library. February 21, 2010. Retrieved March 3, 2017.
  5. ^ a b Collins, Catherine (August 24, 1986). "Hoffman Estates Plans a Revamp of Future Image". Chicago Tribune.
  6. ^ "Hoffman Estates, IL". The Encyclopedia of Chicago. Retrieved March 8, 2020.
  7. ^ "HR0614 96th General Assembly". State of Illinois.
  8. ^ Davis, Robert (October 27, 1973). "U.S. indicts builder, seven ex-officials in suburb bribe". Chicago Tribune.
  9. ^ "History of Hoffman Estates". Village of Hoffman Estates. Retrieved March 8, 2020.
  10. ^ "Name history of Hoffman Estates". Falcon Living. Retrieved November 26, 2017.
  11. ^ a b Sulski, Jim (May 11, 2000). "Versatile Network Brings Workers to Prairie Stone Business Park". Chicago Tribune.
  12. ^ Bernstein, David (May 16, 2020). "The Sears Headquarters Deal Cost Taxpayers $500 Million. 30 Years Later, There's Little to Show for It". ProPublica.
  13. ^ Russis, Martha (December 28, 1994). "PRAIRIE STONE GETS ELECTRONIC FIRM FOR TENANT". Chicago Tribune.
  14. ^ Kerch, Steve (October 30, 1994). "GETTING THE NOD". Chicago Tribune.
  15. ^ "Village of Hoffman Estates: History of Hoffman Estates". Hoffmanestates.com. Archived from the original on May 11, 2012. Retrieved April 30, 2012.
  16. ^ Manson, Ken (December 23, 2009). "Suburb takes over Sears Centre". Chicago Tribune.
  17. ^ Zumbach, Lauren (June 23, 2020). "Sears name disappearing from another Chicago-area building. Hoffman Estates arena gets a new name this fall". Chicago Tribune. Retrieved June 24, 2020.
  18. ^ Skiba, Katherine (October 21, 2016). "Military Soon to Start Moving Obama's Papers to Hoffman Estates". Chicago Tribune. Washington DC. Retrieved March 3, 2017.
  19. ^ "Coronavirus Confirmed In Chicago; Woman In Her 60s Being Treated For Symptoms". CBS Chicago. Chicago. January 24, 2020. Retrieved February 13, 2020.
  20. ^ Hauck, Grace (January 30, 2020). "Chicago man is first US case of person-to-person coronavirus spread". USA Today. Chicago. Retrieved February 13, 2020.
  21. ^ "Gazetteer Files". Census.gov. Retrieved June 29, 2022.
  22. ^ "Decennial Census of Population and Housing by Decades". US Census Bureau.
  23. ^ a b "P2 Hispanic or Latino, and Not Hispanic or Latino by Race – 2010: DEC Redistricting Data (PL 94-171) – Hoffman Estates village, Illinois". United States Census Bureau.
  24. ^ a b "P2 Hispanic or Latino, and Not Hispanic or Latino by Race – 2020: DEC Redistricting Data (PL 94-171) –Hoffman Estates village, Illinois". United States Census Bureau.
  25. ^ "P004: Hispanic or Latino, and Not Hispanic or Latino by Race – 2000: DEC Summary File 1 – Hoffman Estates village, Illinois". United States Census Bureau.
  26. ^ "Explore Census Data". data.census.gov. Retrieved June 28, 2022.
  27. ^ Selvam, Ashok. "Asian population booming in suburbs". Daily Herald (Arlington Heights, Illinois). March 6, 2011. Retrieved on June 19, 2013.
  28. ^ "Village of Hoffman Estates Comprehensive Annual Financial Report". June 25, 2024.
  29. ^ " FAQ Archived July 13, 2014, at the Wayback Machine." Claire's. Retrieved on December 25, 2011. "Claire’s Stores, Inc. has its investor relations and customer service located in Pembroke Pines , Florida . The buying, marketing and distribution offices are located in Hoffman Estates, a suburb of Chicago . Please visit Contact Us if you would like to send correspondence to our corporate headquarters."
  30. ^ "Village of Hoffman Estates Top Employers". Hoffmanestates.org. March 21, 2012. Archived from the original on April 22, 2012. Retrieved April 30, 2012.
  31. ^ "d211.org". d211.org. Archived from the original on May 4, 2012. Retrieved April 30, 2012.
  32. ^ "sd54.k12.il.us". sd54.k12.il.us. April 19, 2012. Archived from the original on February 1, 1998. Retrieved April 30, 2012.
  33. ^ "ccsd15.net". ccsd15.net. Retrieved April 30, 2012.
  34. ^ "cusd220.lake.k12.il.us". cusd220.lake.k12.il.us. Archived from the original on July 3, 2006. Retrieved April 30, 2012.
  35. ^ "School Location." Northwest Xilin Chinese School. Retrieved on February 24, 2014. "School Address 700 East Cougar Trail,Hoffman Estates,IL 60194 Located at Conant High School campus."
  36. ^ "About Us." Northwest Xilin Chinese School. Retrieved on February 24, 2014.
  37. ^ Ray, Tiffany. "Schools connect students to China." Chicago Tribune. March 2, 2003. Retrieved on February 24, 2014.
  38. ^ "Archived copy". Archived from the original on April 5, 2017. Retrieved April 4, 2017.cite web: CS1 maint: archived copy as title (link)
  39. ^ "RTA System Map" (PDF). Retrieved January 30, 2024.
  40. ^ "Endorsement: Duckworth for U.S. Senate". Daily Herald. October 8, 2022.
  41. ^ "Rob Valentino Biography". ESPN. Retrieved March 31, 2024.
[edit]
  • Village of Hoffman Estates official website

 

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Reviews for


Jeffery James

(5)

Very happy with my experience. They were prompt and followed through, and very helpful in fixing the crack in my foundation.

Sarah McNeily

(5)

USS was excellent. They are honest, straightforward, trustworthy, and conscientious. They thoughtfully removed the flowers and flower bulbs to dig where they needed in the yard, replanted said flowers and spread the extra dirt to fill in an area of the yard. We've had other services from different companies and our yard was really a mess after. They kept the job site meticulously clean. The crew was on time and friendly. I'd recommend them any day! Thanks to Jessie and crew.

Jim de Leon

(5)

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Chris Abplanalp

(5)

USS did an amazing job on my underpinning on my house, they were also very courteous to the proximity of my property line next to my neighbor. They kept things in order with all the dirt/mud they had to excavate. They were done exactly in the timeframe they indicated, and the contract was very details oriented with drawings of what would be done. Only thing that would have been nice, is they left my concrete a little muddy with boot prints but again, all-in-all a great job

Dave Kari

(5)

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